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Billions in mortgages refinanced

#housingmarket #mortgages #heisesays
While home loans are down, billions of owner-occupiers are still refinancing, are the preparing?


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  1. I’ve found the current best deal from bank or non bank rarely is the best 2-3yrs later. We too refinance around this time frame. The time spent refinancing is worth it. Often the return per hour spent is $500/hr. Better in our pocket than the bank.

  2. There are some ok deals around. One tip. If they offer a cash back, ask them this;
    “If I need to refinance $350000, will you give me $350000 and the $2000 cash back or will you give us $352000 and $2000 cash back?”
    Notice the difference? Westpac did this cute number on us before. Basically, they loan you $2000 extra and then give it back to you as a “cash back”. They rely on clueless stooges. Try you best not to be one! Good luck people🤗

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