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Would You Credit It? – New Loan Commitments Fall Again!

The ABS reported a further fall in new credit commitments in December 2022, across most categories. Even refinancing was down a little, though still elevated as people seek cheaper loan options.

First time buyers are continuing on the sidelines, with volumes falling here too.

But borrowing for holidays rose significantly.

Average loan sizes rose however, with Western Australia leading the way!

More signs of further home price falls ahead?

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